All these tools Thought Machine , Smartly offer flexible pricing models suitable for Personal and Business seeking AI-powered solutions to enhance their Internet Service efforts.
Thought Machine
Smartly
These AI tools are among the best Internet Service tools available in 2025. For Personal and Business, tools like Thought Machine , Smartly help streamline the Internet Service process by offering AI-powered features.
What is Thought Machine?
Thought Machine, founded in 2014 by Paul Taylor in London, UK, is a trailblazing fintech company revolutionizing banking with its Vault Core cloud-native banking platform. Its flagship products, Vault Core and Vault Payments, empower banks to modernize legacy systems, delivering unparalleled flexibility through a microservices-based, cloud-agnostic architecture. Trusted by global giants like JPMorgan Chase, Lloyds Banking Group, and Intesa Sanpaolo, Thought Machine serves over 30 countries, processing millions of transactions with a $2.7 billion valuation and $500 million in funding. Its scalable core banking solutions enable rapid product launches, cutting costs by up to 50% and reducing time-to-market from months to days.
What is Smartly?
Smartly, founded in 2013 by Kristo Ovaska and Tuomo Riekko in Helsinki, Finland, is a cutting-edge AI-powered advertising platform for performance that unifies creative, media, and analytics to streamline digital advertising. Managing over $5 billion in ad spend for 700+ brands like Nike and Uber, Smartly leverages generative AI to produce 1 billion creative variants daily, enhancing campaigns across Meta, TikTok, Google, and more. Its cross-channel ad automation for brands delivers 3.3x faster campaign setup and up to 5.5x return on ad spend, making it a top choice for enterprise-level marketing.
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Accuracy and Reliability:
4.7
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Cost-Efficiency:
4.5
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Customization and Flexibility:
4.8
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Data Privacy and Security:
4.7
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Ease of Use:
4.9
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Functionality and Features:
4.6
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Integration Capabilities:
4.5
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Performance and Speed:
4.4
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Support and Resources:
4.8
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Accuracy and Reliability:
4.6
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Cost-Efficiency:
4.5
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Customization and Flexibility:
4.8
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Data Privacy and Security:
4.7
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Ease of Use:
4.6
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Functionality and Features:
4.4
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Integration Capabilities:
4.2
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Performance and Speed:
4.3
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Support and Resources:
4.8
Thought Machine
Launches products in days.
98% uptime with real-time processing.
Highly configurable smart contracts.
Seamless AWS and Azure integrations.
Supports 200+ preconfigured products.
Requires technical expertise.
High costs for smaller banks.
Minor migration issues.
Peak-time support delays.
Smartly
3.3x faster campaign setup.
5.5x ROAS with predictive AI.
Seamless Meta and TikTok integrations.
1 billion daily creative variants.
28% lower CPA with analytics.
Steep learning curve for beginners.
Slow chat support response.
1 billion daily creative variants.
28% lower CPA with analytics.
If you're looking for other Internet Service tools for Personal and Business, you can also explore Starlink, which are highly rated in 2025.
- Thought Machine
- London, UK
- Smartly
- Helsinki, Finland


