All these tools Smartly , Thought Machine offer flexible pricing models suitable for Software Developers seeking AI-powered solutions to enhance their AI Journal efforts.
Smartly
Thought Machine
These AI tools are among the best AI Journal tools available in 2025. For Software Developers, tools like Smartly , Thought Machine help streamline the AI Journal process by offering AI-powered features.
What is Smartly?
Smartly, founded in 2013 by Kristo Ovaska and Tuomo Riekko in Helsinki, Finland, is a cutting-edge AI-powered advertising platform for performance that unifies creative, media, and analytics to streamline digital advertising. Managing over $5 billion in ad spend for 700+ brands like Nike and Uber, Smartly leverages generative AI to produce 1 billion creative variants daily, enhancing campaigns across Meta, TikTok, Google, and more. Its cross-channel ad automation for brands delivers 3.3x faster campaign setup and up to 5.5x return on ad spend, making it a top choice for enterprise-level marketing.
What is Thought Machine?
Thought Machine, founded in 2014 by Paul Taylor in London, UK, is a trailblazing fintech company revolutionizing banking with its Vault Core cloud-native banking platform. Its flagship products, Vault Core and Vault Payments, empower banks to modernize legacy systems, delivering unparalleled flexibility through a microservices-based, cloud-agnostic architecture. Trusted by global giants like JPMorgan Chase, Lloyds Banking Group, and Intesa Sanpaolo, Thought Machine serves over 30 countries, processing millions of transactions with a $2.7 billion valuation and $500 million in funding. Its scalable core banking solutions enable rapid product launches, cutting costs by up to 50% and reducing time-to-market from months to days.
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Accuracy and Reliability:
4.6
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Cost-Efficiency:
4.5
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Customization and Flexibility:
4.8
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Data Privacy and Security:
4.7
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Ease of Use:
4.6
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Functionality and Features:
4.4
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Integration Capabilities:
4.2
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Performance and Speed:
4.3
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Support and Resources:
4.8
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Accuracy and Reliability:
4.7
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Cost-Efficiency:
4.5
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Customization and Flexibility:
4.8
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Data Privacy and Security:
4.7
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Ease of Use:
4.9
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Functionality and Features:
4.6
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Integration Capabilities:
4.5
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Performance and Speed:
4.4
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Support and Resources:
4.8
Smartly
3.3x faster campaign setup.
5.5x ROAS with predictive AI.
Seamless Meta and TikTok integrations.
1 billion daily creative variants.
28% lower CPA with analytics.
Steep learning curve for beginners.
Slow chat support response.
1 billion daily creative variants.
28% lower CPA with analytics.
Thought Machine
Launches products in days.
98% uptime with real-time processing.
Highly configurable smart contracts.
Seamless AWS and Azure integrations.
Supports 200+ preconfigured products.
Requires technical expertise.
High costs for smaller banks.
Minor migration issues.
Peak-time support delays.
If you're looking for other AI Journal tools for Software Developers, you can also explore Jots, which are highly rated in 2025.
- Smartly
- Helsinki, Finland
- Thought Machine
- London, UK


